Compare Today's Mortgage Rates

30 Year 15 Year 30 Year Jumbo 30 Year Refi 30 Year Jumbo Refi
30 Year 15 Year 30 Year Jumbo 30 Year Refi 30 Year Jumbo Refi
Loan Amount:
Loan Term:
Interest Rate:
Monthly Payment: $2997.75
Mortgage Rate Trends

The average 30 year fixed mortgage rate today is 6.3%. Kinecta has the lowest published rate at 6.05%. You can pay a lower interest rate by choosing a shorter loan duration. 15 year fixed mortgages have an average rate of 5.89%.
Jumbo loans are loans above the Fannie Mae conforming amount of $647,200, and have lower interest rates.
Fannie Mae does not buy jumbo loans, therefore banks do not have to add a guarantee fee and can also require higher credit scores.

APR vs Interest Rate

The rates shown here are APRs which are the annual rates over the life of the loan including all points and loan origination fees. APR indicates the true cost of the loan.
Many mortgage options include prepaying some interest, known as points, which makes the interest rate lower.
If you keep the loan for the full term, you will save money by paying more upfront for a lower rate.
If you refinance the loan, or pay it off early, or sell the house, you might save money by paying less upfront with a higher interest rate.
Use this points breakeven calculator to help you decide if it's worth paying the points based on how long you plan to hold the loan.

Mortgage Rates Disclaimer

The rates shown here are based on the rates published by each bank and are subject to change at any time.
Rates shown here are the lowest APR offered which may require paying points.
Rates will vary for each mortgage application based on location and many other factors.
Published rates assume high credit scores, low debt to income, low debt to value, and a single family home used as a primary residence.
We are not a bank or lender. This website is for informational purposes only.
We believe this information to be accurate but we make no guarantees about it.