Compare Today's 30 Year Refinance Rates

The easiest way to compare current 30 year refinance rates from major US banks.
30 Year Refi Monthly payment for $250,000Monthly payment for $500,000
7.04%$1,669.98$3,339.96
7.08%$1,676.71$3,353.42
7.16%$1,690.21$3,380.41
7.22%$1,700.36$3,400.71
7.48%$1,744.61$3,489.23
7.57%$1,760.04$3,520.07
7.63%$1,770.34$3,540.69
Average7.31%$1,715.87$3,431.74
30 Year Refi Monthly payment for $250,000Monthly payment for $500,000
Loan Amount:
$
Loan Term:
years
Interest Rate:
%
Monthly Payment: $2997.75
30 Year Refinance Rate Trends

The average 30 year refinance rate today is 7.31%. The monthly payment for a $500,000 mortgage at that rate would be $3,431.74. Bank of America has the lowest published rate at 7.04%. Kinecta has the highest published rate at 7.63%. Contact each bank to get an exact rate based on your situation.

APR vs Interest Rate

The rates shown here are APRs which are the annual rates over the life of the loan including all points and loan origination fees. APR indicates the true cost of the loan.
Many mortgage options include prepaying some interest, known as points, which makes the interest rate lower.

Mortgage Rates Disclaimer

The rates shown here are based on the rates published by each bank and are subject to change at any time.
Rates shown here are the lowest APR offered which may require paying points.
Rates will vary for each mortgage application based on location and many other factors.
Published rates assume high credit scores, low debt to income, low debt to value, and a single family home used as a primary residence.
We are not a bank or lender. This website is for informational purposes only.
We believe this information to be accurate but we make no guarantees about it.